Satisfactory appraisal of property (The Home Mortgage Company, Inc. will order appraisal)
Copy of Purchase Agreement or Articles of agreement or Land contract
Copies of 2002 & 2001 W-2 forms for all borrowers
Copies of all 2002 & 2001 1099's or Signed Tax returns with all schedules
Copies of most recent Profit and Loss Statement (self-employed)
Copies of two most recent pay stubs for all borrowers
Copies of most recent award letter for Social Security or Disability or Pension and two most recent bank statements showing automatic deposit (if applicable)
Copies of _____ months Business or Personal bank statements (all pages) (used for income verification showing cash flow)
Copy of homeowner's insurance policy (showing coverage, agents name, address, and phone #.)
A letter explaining reasons for cash-out or derogatory credit or Bankruptcy
Copy of Actual statements for all mortgages showing phone number and account number
Copies of _____ months cancelled mortgage or rent checks, front and back or satisfactory verification of mortgage or rent (form provided)
Copies of most recent statements for checking, savings or retirement accounts for asset verification (please include all pages)
Bankruptcy discharge and Schedule Of Debts included
Copy of Divorce Decree (if applicable)
DBA Certificate or Business Invoices or CPA letter or Business reference letter
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